Apple’s Shocking Offer: A £3,499 Debt Repaid at £1 per Month for the Next 297 Years

I am seeking guidance regarding a perplexing situation with Apple that has emerged through the Online Civil Money Claim (OCMC). Recently, I received a proposal from Apple Retail UK Limited, which has left me both amused and frustrated. The tech giant is willing to settle a debt of £3,572.15, but here’s the catch—they’re suggesting to do so through a staggeringly drawn-out payment plan of just £1 per month, commencing from November 10, 2024.

This offer from their legal team, Simmons & Simmons based in London, is difficult to take seriously. It raises significant concerns regarding their intentions and the practicality of such a repayment scheme. Accepting £1 monthly for nearly three centuries feels more like a jest than a legitimate resolution.

I find myself in need of legal advice within the UK to navigate this peculiar proposition. Have any of you encountered a similar experience or have insights into how to respond effectively? Your thoughts and recommendations would be greatly appreciated as I consider my next steps in this unusual case.